The good news is that you don't have to gamble with your health by going without health insurance, even if you're just out of school, between jobs, working for yourself, working for a small employer, out of work or getting ready to retire.
There are numerous health insurance options available to individuals, but you do need to understand and evaluate them thoroughly based on your needs and those of your family.
At some point in your life, you are likely to land up in the emergency room after an unforeseen accident or illness.