Insurance Center

At some point in your life, you are likely to land up in the emergency room after an unforeseen accident or illness.

Once inside, the drill begins - paperwork is followed by questions and examinations and tests, even more paperwork and sometimes an overnight stay for observation. And, as painful as the moment may be, an even larger wonder may be, "What will all this cost me?" When the bills arrive, it becomes painfully obvious that even "simple" ER visits can be costly ventures. Ambulance rides, doctor's visits, radiology fees for X-rays, hospital room charges, lab work - they all add up quickly to thousands of dollars.

Without health insurance, you can be just one major injury or serious illness away from financial crisis. Health insurance can pay most of your major health care expenses and even some regular or routine costs, depending on the coverage you choose. Unfortunately, we tend to put more emphasis on insuring our cars and homes than we do our health.

Plan, Prevent and Protect Health insurance can help you plan for the unexpected, prevent financial crises and protect your health in the short- and long-term.

It used to be that anyone with a job had health insurance coverage through their employer. That's not the case anymore - one in seven Americans have no health insurance. As the economy changes, so do jobs - and with them, health care coverage changes too.